Electrocutions are one of the most common workplace injuries for people who work as mechanics, electricians, and builders. These injuries can leave you seriously injured, making it difficult to return to work.
A serious injury and time away from work means that the bills will begin to pile up quickly. A workers comp claim is one of the best ways to protect the financial security of your family and cover your medical expenses.
If you’ve been electrocuted at work, here’s how you can file a workers comp claim and get the benefits that you are owed.
Workers Compensation For Electrocution
To protect workers, Montana law states that most employers need to carry an insurance policy that covers accidents that occur in the workplace. This insurance is paid for by the employer so that they are not liable themselves for expenses.
If you are electrocuted at work, you can file a workers comp claim that will cover medical expenses and make up for wages lost as you recover.
However, you will only be able to receive benefits if you file a workers compensation claim within a certain amount of time
After an accident at work, seek medical attention to make sure that your injuries are treated. Then, you need to make sure you report the accident to your employer as soon as possible.Your employer will have to file an injury report and submit it to their insurance company. This will be used as the basis for your workers comp benefits. If the report is not detailed or is not filed in time, you may be at risk of not receiving compensation for your injuries.
Severity Of Electrocutions
Just about anyone who works with live wires has been electrocuted at work. Although many of these are just mild shocks, some electrocutions can lead to serious injuries.
They can cause serious burns, as well as nerve pain and movement difficulties. For people with pacemakers, shocks can cause serious heart problems.
If you’ve been seriously injured by an electrocution, it’s important that you understand the rights you may be entitled to.
Different Types Of Benefits
Depending on the severity of your injuries, you may be entitled to different types of workers comp benefits. If you are able to work, you may receive benefits to cover medical expenses.
However, if you are unable to return to work, you can get benefits to make up for a portion of the wages you lose while you recover. In the event of the death of a loved one, workers comp benefits can also cover final expenses and lost income.
Here are the main types of benefits you could be eligible for:
- Payment for lost wages if you are unable to work or can only work part time
- Payment to cover medical expenses, including surgeries, visits to the doctor, and therapy. You are still eligible to receive these benefits if you are covered by your own insurance
- Benefits to cover your family’s expenses after a loved one dies while on the job
- Payment to cover training if you have to switch careers due to your injuries
Contact A Montana Workers Comp Attorney
If you’ve been electrocuted at work, then you contact an experienced Montana workers comp attorney to help you file a claim.
At Glacier Law, we have years of experience helping clients get the compensation they deserve. Dealing with insurance companies can be tough, especially after a serious injury. That’s why we fight them for you.
Fill out our free case evaluation, or contact us by phone.